How To Understand Common “Leasing” Terms

A vehicle is one of the biggest purchases you’ll ever make, and you want to ensure you get the best deal that you can. Peruzzi Toyota in Hatfield, PA is known for going the extra mile for their customers in making the financial side of things as simple as possible. We’re happy to offer these handy tips. First, decide how you want to purchase the vehicle. Most people finance, which is basically taking out a loan and making regular payments. Once you’ve paid off the loan, that sweet ride is all yours. While you can’t negotiate the financing terms, you can negotiate the overall price. Decide how much you want to (or can) pay overall. That’s the starting point. Don’t forget to consider the costs of insurance, maintenance, and fuel, because they’re all part of the costs of ownership. Leasing is another popular option, in which you essentially “rent” the car for a certain number of months. Once that lease is up, the car is turned in and you begin the process with another one. Leasing has the advantage of letting you get into a new vehicle more frequently, but you will have to watch for any extra mileage and any surface “dings” which can cost you at the end. OK, so now you’re ready to jump into vehicle shopping. The essential first step is to check your credit score. Knowing where you stand in that department will give you some insight as to what you can expect with various financing or leasing offers. Next? Look at older models. If you go back a model year, you’ll find the dealership eager to move them to make way for the new ones coming in. Finally, check out models that are a bit less in demand. Naturally, the vehicles with the most media buzz will be in more demand and thus, more expensive. Scale down and scout out those models that are a little lower on the “must-have” scale. The good news is that when you shop the Toyota brand, you have such a wide variety to choose from. You’ll easily zero in on the perfect one for your budget and lifestyle. And when you do, Peruzzi Toyota in Hatfield is here to help you find the absolute best deal!

No doubt that purchasing and maintaining a vehicle does involve a little something called “money.” However, it doesn’t have to take a big chunk out of your wallet, especially if you work with the experts at Peruzzi Toyota in Hatfield, PA. Here are just some of the many ways that Peruzzi Toyota can save you money not only in purchasing a new vehicle but in maintaining it as well.   Let’s start with the money-smart option available to you when you’re in purchasing mode. Peruzzi Toyota in Hatfield, PA offers a wide range of plans for different budgets. We can help get you qualified for a great loan – and we do it quickly and painlessly.   Plus, if your credit isn’t optimal, we offer a “Buy Here - Pay Here” plan that's ideal for anyone who's gone through something like bankruptcy or past repossession. Those few dings on your credit don’t have to negatively impact your ability to get a great new ride. Peruzzi Toyota in Hatfield, PA will go the extra mile to help you out.   If you’re in the market for a new vehicle, but want to keep your budget between some guardrails, consider purchasing one of our certified pre-owned cars or trucks. All of them have been thoroughly inspected and come with Peruzzi Toyota’s comprehensive warranties.   OK, so once you’ve made your buying decision, know that Peruzzi Toyota in Hatfield, PA will keep you on the road with many money-saving service offers. We’re always providing coupons that are good for things like free alignment checks and inspections. Check our website for continually-changing offers. Look for deals on tires, oil changes and more. Plus, members of the military are always welcome to extra discounts. And every one of our customers gets a free car wash with every service appointment!   So, when you want to make a great deal on a vehicle, then keep your maintenance bills in check, Peruzzi Toyota has you covered on both fronts. Talk to us about the many ways we can save you money.

At Peruzzi Toyota, we understand more than anyone the importance of having your own car. A car can give you a sense of freedom and even peace of mind, but unfortunately not everyone has the finances to be able to afford one. This is why we’re proud to offer a Buy Here Pay Here program at Peruzzi Toyota, which makes it easier than ever to drive home in your own vehicle, even if you’re dealing with financial hardships. Whether you’re struggling with bankruptcy, repossession, foreclosure, divorce, or limited credit, you could still be eligible to take advantage of our program. Alongside Pennsylvania Auto Credit, we can create a payment plan that works specifically for your financial situation. Not only could our program help you drive home in your own car, it could also help you improve your credit score with timely payments. This isn’t a lease, though – when your payments are finished, the car is yours. To qualify for Buy Here Pay Here, all you need is a steady income of at least $350 per week, a down payment of $299 plus local tax and tag fees, and no other current car loan. We set your payments and interest rate based on your income, so you’re not expected to pay more than you can afford. Payments can be made either weekly or bi-weekly, depending on how often you’re paid. We offer a huge selection of vehicles for this program, most being recent trade-ins, and all vehicle purchases include 6 month limited warranties. And with our referral club, you can receive $200 for each friend you bring to the program as well! If you’re looking for an affordable vehicle and live within 30 miles of Hatfield, PA, including the Philadelphia and Trenton areas, stop by Peruzzi Toyota and ask about our Buy Here Pay Here program. Even if you’ve been turned down for an auto loan elsewhere, Peruzzi Toyota and Pennsylvania Auto Credit can help set you in the right direction. And hopefully, you’ll be moving in that direction in your very own Toyota from Peruzzi! Stop by today.