Most people shopping for a car – whether it’s new or used – opt to finance their purchase. While you certainly can just walk into a dealership, find a car you like then sit down with the finance department, it’s wise to do a few things beforehand so that you’re not unpleasantly surprised – or disappointed. For years, Peruzzi Toyota has helped car buyers make smart buying decisions. Here are four steps to getting your best car loan.
CHECK YOUR CREDIT
Just like any loan, getting your best deal on a car loan will be impacted by your credit history and credit rating. Those “numbers” can affect pre-approval and any payment plan that will be arranged. These days, checking your credit score is easier than ever. If it’s a little on the weak side, consider making some changes to improve it before you go car-shopping. It will definitely pay off.
GET LOAN QUOTES
How much can you afford to pay each month? Depending on the kind of vehicle you’re looking for, quotes will vary. Take your time and do a little homework. The financial representatives at Peruzzi Toyota are happy to outline the details.
GET PRE-APPROVAL
Getting a car loan will require pre-approval. Our reps can handle this for you quickly and simply.
FIND YOUR BEST CAR
Now comes the fun part! Once you know how much you can afford and have your loan secured, it’s time to start shopping for a vehicle. Peruzzi Toyota has a huge selection of cars, trucks, and SUVs to choose from. You’re guaranteed to find the one that suits your lifestyle – not to mention your budget.
Getting a car loan doesn’t have to be overwhelming or intimidating. Taking some time to get your credit score in shape, shopping for the best quote, then working with an experienced pro will make the process easy and painless. Got questions? Peruzzi Toyota is here to help!
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